Many of you, like myself, have thought about investing for years. You may have looked into investing, learned some terminology and started putting a small percentage into a company 401K plan. However, if you were not invested in the "right funds" then the progress and growth may have been minimal and may have not really produced much of a gain.
My journey started out with me investing in a few 401K plans. However, I lacked the insight and knowledge to really understand some of the important factors to look at when trying to choose the best funds to maximize my return. I did look at funds that appeared to be performing well, but I lacked in the area of understanding important terminology and other details that are indicating factors to the potential future performance of the fund. Due to gaining more insight I saw an increase in the growth of my collective fund families by 32.23% during one of the most challenging times in our nation. I also had a particular fund that increased by 50%.